This study described the implications and issues of coastal hazards on the internal dynamics of decision making within the household. Flooding and typhoon were recognized as the common hazards in the communities. Adaptation strategies within households of male and female decision makers were also identified during the survey. Community plans to adapt to specific coastal hazards were also laid down in village-level discussions. The research team identified six coastal barangays from the three municipalities in Zamboanga del Norte that were most prone to hazards.