There is an acknowledged and documented differentiated impact of climate hazards among individual members of the household. The idea that one member may be a dominant decision maker and that increased household resiliency can be achieved if there is equitable decision making, especially between husband and wife, has never been entertained. This study aimed to (1) describe the role of men and women in the decision making on adaptation against various climate hazards in coastal communities; (2) measure the physical and monetary damages incurred by individual members of the household from climate related hazards; (3) and describe and identify the various adaptation strategies employed by men and/or women for different climate-related hazards.